How to Cover Long Term Care with Life Insurance

Did you know that 70% of people turning 65 today will need long term care at some point in their life? Long-term care isn’t just for the elderly, though. In 2000, over two-thirds of the people requiring some form of long-term care were under 65.  If you’re a busy...

The Tax Benefits of Long Term Care

Long Term Care insurance premiums have been rising for many consumers, but financial experts agree that everyone, including the wealthy, should consider buying coverage.  “I consider it portfolio insurance,” says Ken Moraif, a certified financial planner...

Need a Long Term Care Policy? Here are some tips…

If you bought a long-term care policy in the past two decades, now isn’t the time to let it lapse. In the last decade, hundreds of thousands of middle-class families annually bought these policies, alleviating worries about future payments for nursing homes,...

Your Clients Have Options in LTC

“We constantly hear about a shrinking long term care insurance market, but the reality is the market is growing. There are more options available than ever before to help protect consumers and their families from the high cost of long-term care (LTC) expenses....