2017 Alzheimer’s Disease Facts and Figures

The numbers that are attributable to Alzheimer’s are staggering.  This should be reason enough for anyone who can medically qualify to have a long term care insurance policy in place.  Please refer to the brochure and video below for 2017 Facts and Figures on...

How to Get Insurance Companies to Pay Your Claims

Filing an insurance claim is often directly preceded by a traumatic event in your life.  So the last thing you need is a fight with your insurance company to force it to pay.  But you can take steps at every point in the process — and even before a traumatic...

7 Ways Women Can Cut The Cost of Long Term Care Insurance

The U.S. Department of Health and Human Services found that half of people age 65 and older will need daily help as they age, with total long term care expenses averaging over $91,000 for men and double that for women. How can women ensure they’ll receive the...

How to Cover Long Term Care with Life Insurance

Did you know that 70% of people turning 65 today will need long term care at some point in their life? Long-term care isn’t just for the elderly, though. In 2000, over two-thirds of the people requiring some form of long-term care were under 65.  If you’re a busy...

The Tax Benefits of Long Term Care

Long Term Care insurance premiums have been rising for many consumers, but financial experts agree that everyone, including the wealthy, should consider buying coverage.  “I consider it portfolio insurance,” says Ken Moraif, a certified financial planner...

Need a Long Term Care Policy? Here are some tips…

If you bought a long-term care policy in the past two decades, now isn’t the time to let it lapse. In the last decade, hundreds of thousands of middle-class families annually bought these policies, alleviating worries about future payments for nursing homes,...

Your Clients Have Options in LTC

“We constantly hear about a shrinking long term care insurance market, but the reality is the market is growing. There are more options available than ever before to help protect consumers and their families from the high cost of long-term care (LTC) expenses....

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Testimonials

They say there are five pivotal people in each life. For me, Tobe is one of those five. I have had the privilege of knowing Tobe for over five years. She has been instrumental in the growth and development of my business. I am thrilled every time I am able to refer a client to her because I am able to give something back to her, and I know how well my client will be treated. In fact, my clients call me back to thank me for making the referral. They rave about her professionalism, integrity, and understanding. Tobe is a rare individual. I am honored to call her a colleague, friend, and mentor.
Tracey A. L. Ingle, Esq.Southborough, MA