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Home » Contact Us

Contact Us

Tobe Gerard Insurance, LLC

209 West Central Street

Suite 223

Natick, MA 01760

 

Phone: (508) 653-8110

Fax: (508) 655-9307

Email: TGerard@TobeGerardInsurance.com

 

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Facts and Figures

“By 2050, 20% of America’s population will be over 65.”
-- National Council on Aging
"One million Americans suffer from Parkinson's Disease and each year 40,000 new cases are diagnosed."
-- Parkinson's Disease Foundation
“The average age at move-in of an assisted living resident is 84.6 years old. The median length of stay for assisted living is 21 months.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
Most people prefer to receive long term are in their homes rather than in a facility setting.
Long Term Care Insurance may be deductible if you own a business or itemize your medical expenses.
"The typical caregiver is a family member who is a 48 year old woman who provides more than 20 hours of care each week."
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
2/3 of people over age 65 will need some kind of long term care in their lifetime.
2011 cost of care findings on a countrywide basis: Assisted Living Facility (1 Bedroom/Single Occupancy) $3,261/month
-- Genworth Cost of Care Survey 2011
“Every 70 seconds, someone develops Alzheimer’s disease.”
-- The 2009 Alzheimer’s Disease Facts and Figures, Alzheimer’s Association.
2011 cost of care findings on a countrywide basis: Nursing Home (Semi-Private Room) $193/day
-- Genworth Cost of Care Survey 2011
"Each year about 600,000 Americans suffer their first stroke. 28% are under the age of 65."
-- A Consumer's Guide to Long Term Care Insurance
“The U.S. Census Bureau projects that the population of 85 and over could grow to $19 million by 2050.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
"There are 23.6 million people in the U.S. who have diabetes and over 1.6 million new cases are diagnosed every year."
-- American Diabetes Association
“61% of respondents ranked having Alzheimer’s disease as their single greatest fear among disabling diseases in later life.”
-- Our Family, our Future: The Heart of Long Term Care Planning, Age Wave for Genworth.
“The nation’s 10 leading long-term care insurance companies paid over $10.8 million in daily claim benefits in 2010. Benefits paid by just these insurers totaled nearly $4 billion for the year.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
2011 cost of care findings on a countrywide basis: Home Health Aide Services (Licensed) $19/hour
-- Genworth Cost of Care Survey 2011
“5.4 million Americans are living with Alzheimer’s disease. 2/3 are women. By 2050, as many as 16 million will have the disease.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
76 million Baby Boomers were born between 1946 and 1964.

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Tobe Gerard Insurance, LLC
209 West Central Street
Natick, MA  01760
Office: (508) 653-8110
Fax: (508) 655-9307
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