Facts and Figures
"Each year about 600,000 Americans suffer their first stroke. 28% are under the age of 65."
-- A Consumer's Guide to Long Term Care Insurance
2011 cost of care findings on a countrywide basis:
Home Health Aide Services (Licensed) $19/hour
-- Genworth Cost of Care Survey 2011
“5.4 million Americans are living with Alzheimer’s disease. 2/3 are women. By 2050, as many as 16 million will have the disease.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
2011 cost of care findings on a countrywide basis:
Assisted Living Facility (1 Bedroom/Single Occupancy) $3,261/month
-- Genworth Cost of Care Survey 2011
2011 cost of care findings on a countrywide basis:
Nursing Home (Private Room) $213/day
-- Genworth Cost of Care Survey 2011
“Every 70 seconds, someone develops Alzheimer’s disease.”
-- The 2009 Alzheimer’s Disease Facts and Figures, Alzheimer’s Association.
"One million Americans suffer from Parkinson's Disease and each year 40,000 new cases are diagnosed."
-- Parkinson's Disease Foundation
"There are 23.6 million people in the U.S. who have diabetes and over 1.6 million new cases are diagnosed every year."
-- American Diabetes Association
2011 cost of care findings on a countrywide basis:
Nursing Home (Semi-Private Room) $193/day
-- Genworth Cost of Care Survey 2011
“The average age at move-in of an assisted living resident is 84.6 years old. The median length of stay for assisted living is 21 months.”
-- American Association for Long-Term Care Insurance, 2011 LTCi Sourcebook, www.aaltci.org
“61% of respondents ranked having Alzheimer’s disease as their single greatest fear among disabling diseases in later life.”
-- Our Family, our Future: The Heart of Long Term Care Planning, Age Wave for Genworth.
“By 2050, 20% of America’s population will be over 65.”
-- National Council on Aging
76 million Baby Boomers were born between 1946 and 1964.
2011 cost of care findings on a countrywide basis:
Homemaker Services (Licensed) $18/hour
-- Genworth Cost of Care Survey 2011
Most people prefer to receive long term are in their homes rather than in a facility setting.
“86% of older adults have at least one chronic condition like heart disease, arthritis, diabetes, or cancer and 50% have two or more.”
-- National Council on Aging
Average age of consumers who purchase Long Term Care Insurance is 55 to 64.
2/3 of people over age 65 will need some kind of long term care in their lifetime.
Be Social!
Work With Us
At Tobe Gerard Insurance, LLC you will never be a number. We pride ourselves on giving tailor-made service to each and every client whether you are an individual, a couple, or an employer. Also, because one size never fits all, we represent all of the major Long Term Care Insurance companies. This allows us to custom fit the right company to you rather than you to the company! We understand that exploring Long Term Care Insurance can be a daunting task, so we’ve compiled reliable resources you’ll want to examine:
For Individuals and Couples, we’ve drafted an easy to understand one page document that walks you through the buying process step by step without a lot of filler.
For Employers, we’ve outlined the top three ways to introduce Long Term Care Insurance as an employee benefit by highlighting how it works if you want to pay some of the cost, all of the cost, or none of the cost.
See the numerous options you have with us by reviewing the list of Companies We Represent.
Last but not least, pick and choose from the Testimonials on our site and see what other individuals, couples, employers, and referring professionals are saying about why they work with us.