The first thought that should pop into anyone’s head when the subject of long term care planning and insurance enters into a conversation is: Tobe Gerard Insurance. Tobe is a true expert. Her knowledge of the long-term care market is extraordinary. She will find what company offers what plan with what options given one’s needs, goals, and budget better than anyone. She is always up-to-date on the ever-changing laws and regulations that are a fixture of elder law and works closely with attorneys and others who specialize in this area of the law. But what separates Tobe is her gift of understanding and empathizing with the client. Those who even remotely work in the elder care market know it can be very time consuming requiring a great deal of patience and thoroughness. Tobe has almost infinite possession of these attributes. In a nutshell, she understands. She cares. This allows the strategic partner an opportunity to work with a prospect or client in an area that he or she might avoid because of the ever-changing nature of the market and the law within elder care and long term care planning and insurance. Tobe will help make this market a reality for you. Her expertise and her empathy put her at the top of the list of advisors working in the long-term care market.