508-653-8110 or 413-245-1501

A Shopper’s Guide to Long Term Care Insurance 2019

We believe that the best all around consumer guide for LTCI that is not state specific is “A Shopper’s Guide to Long Term Care Insurance”.  Unfortunately it isn’t updated every year so we are extremely excited that it has just been updated for 2019 and is now...

Long-Term Care Insurance Is Not Dead

Thank you to Kerry Peabody, CLU, CLTC, for his recent article “Long-Term Care Insurance Is Not Dead” that appeared in CLTC Digest, July-September 2019. While some statistics are showing that traditional LTCI represented only 20% of all sales in 2018, our book of...

How to Curb the High Cost of Caregiving

How to Curb the High Cost of Caregiving Barron’s By: Reshma Kapadia March 17, 2018 Caregiving is often so easy at the start, you don’t even think of it as caregiving. It’s a few days off from work to accompany Dad for medical tests, or a couple of hundred...

The Long Term Care Insurance Dilemma

This Kiplinger’s article talks about what to do in lieu of the rate hikes that policyholders have been experiencing if they purchased their policies from about the mid 1970’s through about 2005.  The key takeaway is “Don’t drop your policy if you’re faced with an...