Harry Margolis and Tobe Gerard talk about the world of LTCI!
In this 2 part interview, Harry Margolis and Tobe Gerard talk about the LTCI industry from almost every aspect. This is a fabulous interview whether you are listening to it personally or professionally. Listen to Part 1 Listen to Part 2
A Shopper’s Guide to Long Term Care Insurance 2019
We believe that the best all around consumer guide for LTCI that is not state specific is “A Shopper’s Guide to Long Term Care Insurance”. Unfortunately it isn’t updated every year so we are extremely excited that it has just been updated for 2019 and is now...
Long-Term Care Insurance Is Not Dead
Thank you to Kerry Peabody, CLU, CLTC, for his recent article “Long-Term Care Insurance Is Not Dead” that appeared in CLTC Digest, July-September 2019. While some statistics are showing that traditional LTCI represented only 20% of all sales in 2018, our book of...
2019 Milliman Long Term Care Insurance Survey
For the 21st consecutive year, Milliman has released their annual review of stand-alone (aka “traditional”) long term care insurance that has been published in the July issue of Broker World. 11 carriers were involved at a significant level in providing a wide range...
2019 National Long Term Care Insurance Price Index
Read more from the 2019 National Long Term Care Insurance Price Index published by the AALTCI
Why 8,000 Is The Most Important Number For Your Retirement Plan
This Forbes article published by Joseph Coughlin discusses important factors in retirement planning. "According to the Social Security Administration, an American male at 65 years old is likely to live an average of another 20 years. Likewise, an American woman, on...
Tobe Gerard’s Interview with Doctor’s Choice Regarding Long Term Care Insurance
Happy to have been interviewed to share some insights on long term care and long term care insurance. Thanks to Doctor’s Choice for the opportunity! https://youtu.be/mKEPxT0L6Oc
How to Curb the High Cost of Caregiving
How to Curb the High Cost of Caregiving Barron's By: Reshma Kapadia March 17, 2018 Caregiving is often so easy at the start, you don’t even think of it as caregiving. It’s a few days off from work to accompany Dad for medical tests, or a couple of hundred dollars a...
The Long Term Care Insurance Dilemma
This Kiplinger’s article talks about what to do in lieu of the rate hikes that policyholders have been experiencing if they purchased their policies from about the mid 1970’s through about 2005. The key takeaway is “Don’t drop your policy if you’re faced with an...
Considering Long Term Care Coverage? Here’s a Reality Check
As more people are thinking about long-term care planning for their elder years, the industry is responding with ever more options. However, complete coverage may be out of reach for most people. Younger generations are taking notice, whether to encourage their...