7 Ways Women Can Cut The Cost of Long Term Care Insurance

The U.S. Department of Health and Human Services found that half of people age 65 and older will need daily help as they age, with total long term care expenses averaging over $91,000 for men and double that for women. How can women ensure they’ll receive the... read more

How to Cover Long Term Care with Life Insurance

Did you know that 70% of people turning 65 today will need long term care at some point in their life? Long-term care isn’t just for the elderly, though. In 2000, over two-thirds of the people requiring some form of long-term care were under 65.  If you’re a busy... read more

The Tax Benefits of Long Term Care

Long Term Care insurance premiums have been rising for many consumers, but financial experts agree that everyone, including the wealthy, should consider buying coverage.  “I consider it portfolio insurance,” says Ken Moraif, a certified financial planner... read more

Need a Long Term Care Policy? Here are some tips…

If you bought a long-term care policy in the past two decades, now isn’t the time to let it lapse. In the last decade, hundreds of thousands of middle-class families annually bought these policies, alleviating worries about future payments for nursing homes,... read more

Your Clients Have Options in LTC

“We constantly hear about a shrinking long term care insurance market, but the reality is the market is growing. There are more options available than ever before to help protect consumers and their families from the high cost of long-term care (LTC) expenses.... read more

Make Long Term Care Insurance Equal Portfolio Insurance

“Bear markets can be devastating. Taxes can put a big dent in your wallet. Inflation can eat away at your quality of life. If you’re retired, though, you face an even bigger danger to your financial well-being — your health, as this can be a potential... read more

5 Insider Tips for Finding Affordable Long Term Care Insurance

“Years from now many Baby Boomers will need help with the daily stuff of life, like dressing, bathing, eating or remembering to take medication.  Regular health insurance, including Medicare, doesn’t pay for help with these “custodial care” tasks, except in... read more

Have you worked with us?
Please send a testimonial.

Testimonials

They say there are five pivotal people in each life. For me, Tobe is one of those five. I have had the privilege of knowing Tobe for over five years. She has been instrumental in the growth and development of my business. I am thrilled every time I am able to refer a client to her because I am able to give something back to her, and I know how well my client will be treated. In fact, my clients call me back to thank me for making the referral. They rave about her professionalism, integrity, and understanding. Tobe is a rare individual. I am honored to call her a colleague, friend, and mentor.
Tracey A. L. Ingle, Esq.Southborough, MA