Considering Long Term Care Coverage? Here’s a Reality Check
As more people are thinking about long-term care planning for their elder years, the industry is responding with ever more options. However, complete coverage may be out of reach for most people. Younger generations are taking notice, whether to encourage their...
Why the WSJ is Wrong About Long Term Care Planning
Unlike the recent article in the WSJ, this Forbes article debunks a lot of misconceptions about LTCi and offers the product solid reviews for what it does do rather than what it doesn’t! Click here to read the full article...
Tobe Gerard Interview on Your Money, Your Taxes, Your Wealth
Tobe Gerard is interviewed by Jarod Bloom on the program Your Money, Your Taxes, Your Wealth. During the interview Tobe provides valuable information regarding Long Term Care Insurance.
4 Financial Moves to Make If You’re Single
Whether you're single by circumstance or by choice, not being part of a couple can pose a number of financial challenges. Not only might you lose out on certain tax benefits, but you'll be limited to a sole income to cover life's expenses. That's why it's critical to...
2017 Alzheimer’s Disease Facts and Figures
The numbers that are attributable to Alzheimer’s are staggering. This should be reason enough for anyone who can medically qualify to have a long term care insurance policy in place. Please refer to the brochure and video below for 2017 Facts and Figures on...
5 Long Term Care Planning Lessons From Willy Wonka and The Chocolate Factory
What does Long Term Care Planning have in common with Willy Wonka and The Chocolate Factory? Click here to read 5 planning lessons taken from the classic story.
How to Get Insurance Companies to Pay Your Claims
Filing an insurance claim is often directly preceded by a traumatic event in your life. So the last thing you need is a fight with your insurance company to force it to pay. But you can take steps at every point in the process -- and even before a traumatic event...
Families Spend More to Care for Their Aging Parents Than to Raise Their Kids
The other day, the federal government released a headline grabbing report: The average out-of-pocket cost of raising a child from birth to age 17 is about $234,000. Among families where an older adult has severe long-term care needs and uses paid care, out-of-pocket...
7 Ways Women Can Cut The Cost of Long Term Care Insurance
The U.S. Department of Health and Human Services found that half of people age 65 and older will need daily help as they age, with total long term care expenses averaging over $91,000 for men and double that for women. How can women ensure they'll receive the coverage...
How to Cover Long Term Care with Life Insurance
Did you know that 70% of people turning 65 today will need long term care at some point in their life? Long-term care isn’t just for the elderly, though. In 2000, over two-thirds of the people requiring some form of long-term care were under 65. If you’re a busy...