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The Tax Benefits of Long Term Care

Long Term Care insurance premiums have been rising for many consumers, but financial experts agree that everyone, including the wealthy, should consider buying coverage.  "I consider it portfolio insurance," says Ken Moraif, a certified financial planner and host of...

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Need a Long Term Care Policy? Here are some tips…

If you bought a long-term care policy in the past two decades, now isn’t the time to let it lapse. In the last decade, hundreds of thousands of middle-class families annually bought these policies, alleviating worries about future payments for nursing homes,...

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Your Clients Have Options in LTC

"We constantly hear about a shrinking long term care insurance market, but the reality is the market is growing. There are more options available than ever before to help protect consumers and their families from the high cost of long-term care (LTC) expenses. This is...

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Make Long Term Care Insurance Equal Portfolio Insurance

"Bear markets can be devastating. Taxes can put a big dent in your wallet. Inflation can eat away at your quality of life. If you're retired, though, you face an even bigger danger to your financial well-being — your health, as this can be a potential threat to your...

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5 Insider Tips for Finding Affordable Long Term Care Insurance

"Years from now many Baby Boomers will need help with the daily stuff of life, like dressing, bathing, eating or remembering to take medication.  Regular health insurance, including Medicare, doesn’t pay for help with these “custodial care” tasks, except in limited...

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Testimonials

Tobe Gerard is a true professional! We found her easy to work with and remarkably patient in explaining the sometimes complex information regarding Long Term Care Insurance. Tobe explained things well, respected our decision-making process and timetable, and was always approachable whenever we had questions. Tobe has a complete understanding of a range of insurance products. We found that we appreciated reviewing what several companies offered rather than looking at only one product. Now that we have selected the insurance that is right for us, Tobe continues to be a friendly, valued resource.
Mary and Edward ListonThornton, NH