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Are you prepared to dole out a significant portion of your retirement assets or your parents’ retirement assets to fund skilled nursing care?

As the elderly population continues to grow between now and 2050, we’ll be seeing 1 in 5 Americans being elderly and the majority living alone.  Living longer means the potential of longer periods of debilitating illness and more unfunded healthcare costs, for both routine and long-term care.

Americans are quick to acquire auto insurance, homeowners, life, health, even pet insurance.  Not so with long-term-care insurance where we see less than 5 percent insured for the catastrophic costs of long-term care, which IS NOT covered under Medicare as many think.

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