508-653-8110 or 413-245-1501

Tobe Gerard is THE expert regarding LTC insurance! In the nature of my job, I work with several dozens financial advisors/wealth advisors; all top notch. I wholeheartedly recommend Tobe for LTC advice, contract review, and group policies. Based on my observations, most of the aforesaid advisers also call on Tobe for similar help…despite the fact that many of their firms can offer LTC products! Tobe is simply that reputable in her niche area. Tobe is also a wonderful person who deeply cares about her clients, referral sources, and those around her. I cannot recommend Tobe highly enough.

Joe Chatham